Most Americans
know about the kind of health insurance that pays their
doctor and hospital bills. But many do not know as much, if
any, about Long Term Care. LTC goes beyond medical care and
nursing care to include the assistance that you would need
if you had a chronic illness or disability that leaves you
unable to care for yourself for an extended period of time.
LTC can be
of help to a young or middle-aged person who has been in an
accident or suffered a debilitating illness. But most LTC
services are used by older people. Beyond nursing homes,
there is a range of services available in the community to
help meet long-term care needs. Care given by family members
can be supplemented by visiting nurses, home health aides,
friendly visitor programs, home-delivered meals, respite
services for caregivers who need a break from daily
responsibilities, to name a few. The longer you live, the
greater the chance that you will need some form of long-term
care. This is becoming a valuable employee benefit, for
obvious reasons.
Long Term
Care insurance protects
you, as well as your loved ones in
the advent that extended care is
needed during your life.
